Side-by-side · Q2 2026 data
Cedar Valley Bank & Trust vs Cedar Falls Community Credit Union
Metric by metric
| Measure | Cedar Valley Bank & Trust | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 54 | 80 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 58 | 74 (stronger) |
| Earnings | 76 (stronger) | 68 |
| Funding & liquidity | 34 | 61 (stronger) |
| Problem-loan coverage | 68 | 92 (stronger) |
| Peer percentile | 10th | 78th |
| Total assets | $126.3M | $251.7M |
| Deposits / shares | $114.5M | $209.6M |
| Capital ratio | 9.01% | 15.87% (stronger) |
| Problem loans | 1.27% | 0.78% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.18% |
| Return on assets | 1.40% (stronger) | 1.20% |
| Loans ÷ deposits | 98.0% (stronger) | 99.2% |
| Uninsured deposits | 40.4% | 12.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 5.1% |
Cedar Falls Community Credit Union has the higher TellerScore (80 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Cedar Valley Bank & Trust leads on 3 and Cedar Falls Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.