The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 4 points (84 → 80), mostly because the earnings component weakened by 16 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Iowa

Yes. Cedar Falls Community Credit Union is a federally insured credit union (NCUA charter #65565). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.6% of shares and deposits ($26.4M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Cedar Falls Community Credit Union lists 3 offices in 2 cities. Most locations:

• Cedar Falls, IA (2)
• Evansdale, IA (1)

All branch addresses and map

In 2025, Cedar Falls Community Credit Union reported 303 home-loan applications under HMDA (LEI 549300EHZKNMEE6UUC83): 275 originated ($32,465,000 total), 15 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Cedar Falls Community Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

65565

RSSD ID

45793

Primary regulator

State + NCUA

Established

1958

Headquarters

Po Box 1009, Cedar Falls, IA 50613

Employees

32