Side-by-side · Q2 2026 data
Celco Community Federal Credit Union vs Healthcare Systems Federal Credit Union
Credit union
Celco Community Federal Credit Union
Narrows, Virginia · $100 million – $1 billion
Credit union
Healthcare Systems Federal Credit Union
Falls Church, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Celco Community Federal Credit Union | Healthcare Systems Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 56 | 84 (stronger) |
| Earnings | 85 (stronger) | 42 |
| Funding & liquidity | 95 | 99 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 87th | 60th |
| Total assets | $143.9M | $135.5M |
| Deposits / shares | $113.2M | $120.6M |
| Capital ratio | 20.92% (stronger) | 11.41% |
| Problem loans | 1.33% | 0.49% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.37% |
| Return on assets | 1.62% (stronger) | 0.54% |
| Loans ÷ deposits | 65.3% | 61.6% (stronger) |
| Uninsured deposits | 5.3% | 1.6% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
Celco Community Federal Credit Union has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Celco Community Federal Credit Union leads on 4 and Healthcare Systems Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.