The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (80 → 85), mostly because the earnings component improved by 24 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Virginia

Yes. Celco Community Federal Credit Union is a federally insured credit union (NCUA charter #11254). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.3% of shares and deposits ($6.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 20.92%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Celco Community Federal Credit Union lists 4 offices in 3 cities across 2 states. Most locations:

• Narrows, VA (2)
• Beckley, WV (1)
• Pembroke, VA (1)

All branch addresses and map

In 2025, Celco Community Federal Credit Union reported 38 home-loan applications under HMDA (LEI 2549009NMZ1FPA016I77): 29 originated ($3,285,000 total), 4 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Celco Community Federal Credit Union

Type

Federal credit union

NCUA charter #

11254

RSSD ID

618384

Primary regulator

NCUA

Established

1956

Headquarters

3381 Virginia Ave, Po Box 361, Narrows, VA 24124

Employees

23