Side-by-side · Q2 2026 data
Celtic Bank vs Wiremen'S Credit Union
Metric by metric
| Measure | Celtic Bank | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 64 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 67 | 99 (stronger) |
| Peer percentile | 33rd | 92nd |
| Total assets | $5.3B | $40.6M |
| Deposits / shares | $3.9B | $33.5M |
| Capital ratio | 18.04% (stronger) | 17.01% |
| Problem loans | 3.63% | 0.11% (stronger) |
| Net charge-offs | 0.49% | -0.08% (stronger) |
| Return on assets | 3.41% (stronger) | 1.07% |
| Loans ÷ deposits | 115.4% | 51.9% (stronger) |
| Uninsured deposits | 9.1% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Celtic Bank leads on 2 and Wiremen'S Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.