TellerScore

Wiremen'S Credit Union (NCUA charter #96808) is based in Parma, Ohio. Its Q2 2026 call report shows $40.6M in total assets and $33.5M in member shares and deposits and 2 offices across 2 states.

Wiremen'S Credit Union has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 8th. Capital cushion contributes the most (100/100, 17.01%); earnings contributes the least (63/100, 1.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.01%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.11%
Earnings63/100
Return on assets (annualized): 1.07%
Funding & liquidity100/100
Loans ÷ shares: 51.9% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (89 → 92), mostly because the earnings component improved by 11 points.

TellerScore
848993Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202488
Q4 202484
Q1 202585
Q2 202589
Q3 202589
Q4 202586
Q1 202693
Q2 202692
Net worth ratio
7.00%12.46%17.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.60%
Q3 202417.92%
Q4 202417.29%
Q1 202517.23%
Q2 202517.48%
Q3 202517.66%
Q4 202516.87%
Q1 202616.99%
Q2 202617.01%
Delinquent loans (60+ days)
0.01%0.19%0.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.19%
Q3 20240.37%
Q4 20240.30%
Q1 20250.30%
Q2 20250.20%
Q3 20250.18%
Q4 20250.01%
Q1 20260.07%
Q2 20260.11%
Return on assets
0.29%0.70%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.91%
Q3 20240.92%
Q4 20240.29%
Q1 20250.50%
Q2 20250.79%
Q3 20250.89%
Q4 20250.30%
Q1 20261.12%
Q2 20261.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$40.6M17.01%0.11%1.07%51.9%
Q1 202693$40.1M16.99%0.07%1.12%52.9%
Q4 202586$39.7M16.87%0.01%0.30%53.9%
Q3 202589$38.7M17.66%0.18%0.89%56.1%
Q2 202589$38.5M17.48%0.20%0.79%54.8%
Q1 202585$38.4M17.23%0.30%0.50%53.7%
Q4 202484$38.0M17.29%0.30%0.29%53.5%
Q3 202488$37.5M17.92%0.37%0.92%54.6%
Q2 202490$37.7M17.60%0.19%0.91%54.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.01%
65th
Problem loans0.11%
79th
Net charge-offs-0.08%
92nd
Return on assets1.07%
71st
Loans to deposits51.9%
61st
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.3%
79th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Erie Community Federal Credit UnionCredit union Sandusky, OH53 out of 100, Below average$39.9M8.4%2.02%vs
Cleveland Police Credit UnionCredit union Cleveland, OH78 out of 100, Strong$42.2M13.5%1.26%vs
Valley One Community Federal Credit UnionCredit union Steubenville, OH79 out of 100, Strong$42.2M12.2%0.16%vs
Materion Federal Credit UnionCredit union Elmore, OH87 out of 100, Very strong$38.9M14.7%0.00%vs
Members Choice Credit UnionCredit union Greenville, OH92 out of 100, Very strong$38.9M17.9%0.44%vs
Theory Federal Credit UnionCredit union Painesville, OH46 out of 100, Below average$38.4M8.7%2.11%vs

Deposit insurance

Is my money safe at Wiremen'S Credit Union?

Wiremen'S Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.01%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Wiremen'S Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Wiremen'S Credit Union
Type
Non-federally insured state credit union
NCUA charter #
96808
RSSD ID
674791
Primary regulator
State + NCUA
Headquarters
5800 State Rd, Parma, OH 44134
Employees
4

Quick answers

Wiremen'S Credit Union: common questions

Is Wiremen'S Credit Union NCUA insured?

Wiremen'S Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Wiremen'S Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Wiremen'S Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Parma

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs