Side-by-side · Q2 2026 data
Cendera Bank vs Guadalupe Bank
Metric by metric
| Measure | Cendera Bank | Guadalupe Bank |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 63 (stronger) | 49 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 35 | 71 (stronger) |
| Funding & liquidity | 47 | 66 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 26th | 57th |
| Total assets | $257.6M | $261.1M |
| Deposits / shares | $228.5M | $234.1M |
| Capital ratio | 11.25% (stronger) | 9.93% |
| Problem loans | 0.37% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 0.37% | 1.28% (stronger) |
| Loans ÷ deposits | 87.1% | 85.8% (stronger) |
| Uninsured deposits | 38.5% | 22.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Guadalupe Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Cendera Bank leads on 2 and Guadalupe Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.