Side-by-side · Q2 2026 data
Cendera Bank vs Legend Bank, N.A.
Metric by metric
| Measure | Cendera Bank | Legend Bank, N.A. |
|---|---|---|
| TellerScore | 64 | 82 (stronger) |
| Capital cushion | 63 (stronger) | 54 |
| Loan quality | 88 | 96 (stronger) |
| Earnings | 35 | 98 (stronger) |
| Funding & liquidity | 47 | 81 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 26th | 93rd |
| Total assets | $257.6M | $1.3B |
| Deposits / shares | $228.5M | $1.1B |
| Capital ratio | 11.25% (stronger) | 10.35% |
| Problem loans | 0.37% | 0.12% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.07% |
| Return on assets | 0.37% | 1.95% (stronger) |
| Loans ÷ deposits | 87.1% | 72.1% (stronger) |
| Uninsured deposits | 38.5% | 21.9% (stronger) |
| Offices | 3 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.2% |
Legend Bank, N.A. has the higher TellerScore (82 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Cendera Bank leads on 2 and Legend Bank, N.A. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.