Side-by-side · Q2 2026 data
Cenla Federal Credit Union vs Engage Federal Credit Union
Credit union
Engage Federal Credit Union
Natchitoches, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Cenla Federal Credit Union | Engage Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 68 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 99th | 80th |
| Total assets | $132.2M | $28.5M |
| Deposits / shares | $103.6M | $22.0M |
| Capital ratio | 21.71% (stronger) | 21.59% |
| Problem loans | 0.09% (stronger) | 0.95% |
| Net charge-offs | 0.27% | 0.25% (stronger) |
| Return on assets | 1.63% | 2.21% (stronger) |
| Loans ÷ deposits | 39.6% (stronger) | 97.4% |
| Uninsured deposits | 1.0% | 0.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cenla Federal Credit Union has the higher TellerScore (96 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Cenla Federal Credit Union leads on 4 and Engage Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.