TellerScore

Cenla Federal Credit Union (NCUA charter #15602) is based in Alexandria, Louisiana. Its Q2 2026 call report shows $132.2M in total assets and $103.6M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Cenla Federal Credit Union scores 96/100, which we describe as very strong. That is higher than 99% of 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 2nd. Its strongest component is capital cushion (100/100; 21.71%), and its lowest is earnings (85/100; 1.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 21.71%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.09%
Earnings85/100
Return on assets (annualized): 1.63%
Funding & liquidity100/100
Loans ÷ shares: 39.6% · 1.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (99 → 96), mostly because the earnings component weakened by 15 points.

TellerScore
9296100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202492
Q3 202494
Q4 202494
Q1 202598
Q2 202599
Q3 202599
Q4 202597
Q1 2026100
Q2 202696
Net worth ratio
7.00%14.43%21.86%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.95%
Q3 202420.70%
Q4 202420.65%
Q1 202520.22%
Q2 202521.03%
Q3 202521.73%
Q4 202521.67%
Q1 202621.86%
Q2 202621.71%
Delinquent loans (60+ days)
0.04%0.32%0.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.59%
Q3 20240.43%
Q4 20240.32%
Q1 20250.12%
Q2 20250.12%
Q3 20250.10%
Q4 20250.30%
Q1 20260.04%
Q2 20260.09%
Return on assets
1.59%2.15%2.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.65%
Q3 20241.66%
Q4 20241.59%
Q1 20251.89%
Q2 20252.70%
Q3 20252.56%
Q4 20252.27%
Q1 20262.12%
Q2 20261.63%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$132.2M21.71%0.09%1.63%39.6%
Q1 2026100$129.5M21.86%0.04%2.12%42.0%
Q4 202597$127.4M21.67%0.30%2.27%41.9%
Q3 202599$125.0M21.73%0.10%2.56%44.4%
Q2 202599$125.8M21.03%0.12%2.70%44.9%
Q1 202598$125.4M20.22%0.12%1.89%44.9%
Q4 202494$119.9M20.65%0.32%1.59%48.7%
Q3 202494$117.6M20.70%0.43%1.66%48.9%
Q2 202492$119.7M19.95%0.59%1.65%49.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.71%
98th
Problem loans0.09%
96th
Net charge-offs0.27%
60th
Return on assets1.63%
91st
Loans to deposits39.6%
96th
Uninsured deposits1.0%
95th
Loan-loss reserves0.00%
50th
Texas ratio0.1%
99th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Eagle Louisiana Federal Credit UnionCredit union Baton Rouge, LA72 out of 100, Strong$126.4M11.9%0.58%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Kraftman Federal Credit UnionCredit union Bastrop, LA78 out of 100, Strong$141.8M14.6%0.97%vs
Heart of Louisiana Federal Credit UnionCredit union Pineville, LA84 out of 100, Strong$143.2M16.7%0.35%vs
Xplore Federal Credit UnionCredit union Metairie, LA67 out of 100, Moderate$147.1M12.0%0.38%vs
Ascension Credit UnionCredit union Gonzales, LA68 out of 100, Moderate$108.1M11.2%0.35%vs

Deposit insurance

Is my money safe at Cenla Federal Credit Union?

Yes. Cenla Federal Credit Union is a federally insured credit union (NCUA charter #15602). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.0% of shares and deposits ($1.0M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 21.71%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Cenla Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cenla Federal Credit Union
Type
Federal credit union
NCUA charter #
15602
RSSD ID
185886
Primary regulator
NCUA
Established
1963
Headquarters
708 Jackson St, Alexandria, LA 71301
Employees
24

Quick answers

Cenla Federal Credit Union: common questions

Is Cenla Federal Credit Union NCUA insured?

Yes. Cenla Federal Credit Union is a federally insured credit union (NCUA charter #15602). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cenla Federal Credit Union's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cenla Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Alexandria

InstitutionScoreAssetsCapitalProblem loansCompare
Rapides Federal Credit UnionCredit union Alexandria, LA96 out of 100, Very strong$6.2M29.5%0.17%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Rapides General Hospital Empl Federal Credit UnionCredit union Alexandria, LA87 out of 100, Very strong$12.6M16.8%0.00%vs
Engage Federal Credit UnionCredit union Natchitoches, LA86 out of 100, Very strong$28.5M21.6%0.95%vs
Alexandria Municipal Employees Credit UnionCredit union Alexandria, LA84 out of 100, Strong$31.9M14.0%0.28%vs
Heart of Louisiana Federal Credit UnionCredit union Pineville, LA84 out of 100, Strong$143.2M16.7%0.35%vs