Side-by-side · Q2 2026 data
Cenlar FSB vs Police & Fire Federal Credit Union
Credit union
Police & Fire Federal Credit Union
Philadelphia, Pennsylvania · Over $10 billion
Metric by metric
| Measure | Cenlar FSB | Police & Fire Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 93 (stronger) | 92 |
| Earnings | 0 | 98 (stronger) |
| Funding & liquidity | 50 | 91 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 47th | 100th |
| Total assets | $782.0M | $10.2B |
| Deposits / shares | $442.8M | $8.3B |
| Capital ratio | 16.56% | 18.56% (stronger) |
| Problem loans | 0.21% (stronger) | 0.24% |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | -1.23% | 1.95% (stronger) |
| Loans ÷ deposits | 45.7% (stronger) | 68.9% |
| Uninsured deposits | 90.6% | 9.1% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Police & Fire Federal Credit Union has the higher TellerScore (96 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Cenlar FSB leads on 3 and Police & Fire Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.