TellerScore

Police & Fire Federal Credit Union (NCUA charter #2551) is based in Philadelphia, Pennsylvania. Its Q2 2026 call report shows $10.2B in total assets and $8.3B in member shares and deposits and 10 offices across 2 states.

Police & Fire Federal Credit Union has a TellerScore of 96 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 25 credit unions with over $10 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 10th. Capital cushion contributes the most (100/100, 18.56%); funding & liquidity contributes the least (91/100, 69% loans-to-deposits, 9% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.56%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.24%
Earnings98/100
Return on assets (annualized): 1.95%
Funding & liquidity91/100
Loans ÷ shares: 68.9% · 9.1% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.73%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (96 → 96).

TellerScore
919497Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202491
Q3 202491
Q4 202492
Q1 202596
Q2 202596
Q3 202596
Q4 202595
Q1 202697
Q2 202696
Net worth ratio
7.00%12.78%18.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.74%
Q3 202416.97%
Q4 202417.06%
Q1 202517.09%
Q2 202517.53%
Q3 202517.99%
Q4 202518.00%
Q1 202618.21%
Q2 202618.56%
Delinquent loans (60+ days)
0.14%0.19%0.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.21%
Q3 20240.19%
Q4 20240.18%
Q1 20250.14%
Q2 20250.20%
Q3 20250.19%
Q4 20250.24%
Q1 20260.16%
Q2 20260.24%
Return on assets
1.44%1.71%1.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.44%
Q3 20241.47%
Q4 20241.57%
Q1 20251.90%
Q2 20251.95%
Q3 20251.97%
Q4 20251.85%
Q1 20261.97%
Q2 20261.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$10.2B18.56%0.24%1.95%68.9%
Q1 202697$10.2B18.21%0.16%1.97%69.4%
Q4 202595$10.0B18.00%0.24%1.85%70.5%
Q3 202596$9.8B17.99%0.19%1.97%71.8%
Q2 202596$9.8B17.53%0.20%1.95%72.7%
Q1 202596$9.7B17.09%0.14%1.90%73.5%
Q4 202492$9.5B17.06%0.18%1.57%76.9%
Q3 202491$9.3B16.97%0.19%1.47%79.0%
Q2 202491$9.2B16.74%0.21%1.44%80.3%

25 peers · Over $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.56%
100th
Problem loans0.24%
100th
Net charge-offs0.33%
92nd
Return on assets1.95%
96th
Loans to deposits68.9%
96th
Uninsured deposits9.1%
75th
Loan-loss reserves0.00%
50th
Texas ratio0.7%
100th

Deposit insurance

Is my money safe at Police & Fire Federal Credit Union?

Yes. Police & Fire Federal Credit Union is a federally insured credit union (NCUA charter #2551). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.1% of shares and deposits ($756.6M) are above the $250,000 NCUA insurance limit, below the peer median of 12%. Insured balances are protected regardless of the score.

The net worth ratio is 18.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

10 locations

Branches

Police & Fire Federal Credit Union lists 10 offices in 3 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Police & Fire Federal Credit Union
Type
Federal credit union
NCUA charter #
2551
RSSD ID
945978
Primary regulator
NCUA
Established
1938
Headquarters
901 Arch St, Philadelphia, PA 19107
Employees
831

Quick answers

Police & Fire Federal Credit Union: common questions

Is Police & Fire Federal Credit Union NCUA insured?

Yes. Police & Fire Federal Credit Union is a federally insured credit union (NCUA charter #2551). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Police & Fire Federal Credit Union's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Police & Fire Federal Credit Union have?

10 offices as of the latest NCUA data, in 2 states.

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