Side-by-side · Q2 2026 data
Census Federal Credit Union vs Washington County Teachers Federal Credit Union
Credit union
Washington County Teachers Federal Credit Union
Hagerstown, Maryland · Under $100 million in assets
Metric by metric
| Measure | Census Federal Credit Union | Washington County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 90 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 87 | 95 (stronger) |
| Earnings | 67 | 67 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 89th | 92nd |
| Total assets | $48.9M | $96.5M |
| Deposits / shares | $39.2M | $81.6M |
| Capital ratio | 20.62% (stronger) | 15.33% |
| Problem loans | 0.38% | 0.15% (stronger) |
| Net charge-offs | 0.22% | 0.02% (stronger) |
| Return on assets | 1.19% (stronger) | 1.18% |
| Loans ÷ deposits | 28.5% (stronger) | 37.8% |
| Uninsured deposits | 7.5% | 4.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Washington County Teachers Federal Credit Union has the higher TellerScore (92 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Census Federal Credit Union leads on 3 and Washington County Teachers Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.