TellerScore

Census Federal Credit Union is a federal credit union headquartered in Suitland, Maryland, in business for about 78 years. At the end of Q2 2026 it reported $48.9M in total assets and $39.2M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Census Federal Credit Union scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 4th. Its strongest component is capital cushion (100/100; 20.62%), and its lowest is earnings (67/100; 1.19%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.62%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.38%
Earnings67/100
Return on assets (annualized): 1.19%
Funding & liquidity100/100
Loans ÷ shares: 28.5% · 7.5% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (81 → 90), mostly because the earnings component improved by 30 points.

TellerScore
778490Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202477
Q4 202482
Q1 202585
Q2 202581
Q3 202584
Q4 202586
Q1 202678
Q2 202690
Net worth ratio
7.00%13.81%20.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.72%
Q3 202418.81%
Q4 202418.88%
Q1 202518.54%
Q2 202519.02%
Q3 202519.29%
Q4 202519.72%
Q1 202620.00%
Q2 202620.62%
Delinquent loans (60+ days)
0.20%0.93%1.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.21%
Q3 20240.69%
Q4 20240.20%
Q1 20250.39%
Q2 20250.73%
Q3 20250.36%
Q4 20250.21%
Q1 20261.66%
Q2 20260.38%
Return on assets
-0.12%0.53%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.12%
Q3 2024-0.09%
Q4 20240.00%
Q1 20250.49%
Q2 20250.43%
Q3 20250.35%
Q4 20250.49%
Q1 20261.06%
Q2 20261.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$48.9M20.62%0.38%1.19%28.5%
Q1 202678$49.6M20.00%1.66%1.06%27.5%
Q4 202586$49.7M19.72%0.21%0.49%29.2%
Q3 202584$50.2M19.29%0.36%0.35%29.8%
Q2 202581$50.8M19.02%0.73%0.43%29.5%
Q1 202585$51.9M18.54%0.39%0.49%28.6%
Q4 202482$50.6M18.88%0.20%0.00%29.1%
Q3 202477$50.6M18.81%0.69%-0.09%29.4%
Q2 202481$50.9M18.72%0.21%-0.12%30.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.62%
79th
Problem loans0.38%
64th
Net charge-offs0.22%
45th
Return on assets1.19%
75th
Loans to deposits28.5%
90th
Uninsured deposits7.5%
12th
Loan-loss reserves0.00%
37th
Texas ratio0.4%
76th

Similar-size credit unions in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
Lm Federal Credit UnionCredit union Baltimore, MD83 out of 100, Strong$60.3M12.4%0.14%vs
W S S C Federal Credit UnionCredit union Laurel, MD50 out of 100, Below average$35.4M10.1%1.95%vs
Five Star of Maryland Federal Credit UnionCredit union Baltimore, MD78 out of 100, Strong$62.7M12.7%0.20%vs
Destinations Credit UnionCredit union Baltimore, MD79 out of 100, Strong$65.4M13.8%0.48%vs
Ferko Md Federal Credit UnionCredit union Frederick, MD94 out of 100, Very strong$30.1M19.4%0.58%vs
I B E W 26 Federal Credit UnionCredit union Lanham, MD57 out of 100, Moderate$29.9M7.6%0.75%vs

Deposit insurance

Is my money safe at Census Federal Credit Union?

Yes. Census Federal Credit Union is a federally insured credit union (NCUA charter #5641). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.5% of shares and deposits ($2.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.62%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Census Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Census Federal Credit Union
Type
Federal credit union
NCUA charter #
5641
RSSD ID
880770
Primary regulator
NCUA
Established
1948
Headquarters
Po Box 733, Suitland, MD 20752
Employees
5

Quick answers

Census Federal Credit Union: common questions

Is Census Federal Credit Union NCUA insured?

Yes. Census Federal Credit Union is a federally insured credit union (NCUA charter #5641). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Census Federal Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Census Federal Credit Union have?

2 offices as of the latest NCUA data.