Side-by-side · Q2 2026 data
Centennial Bank vs SouthState Bank, National Association
Metric by metric
| Measure | Centennial Bank | SouthState Bank, National Association |
|---|---|---|
| TellerScore | 79 (stronger) | 68 |
| Capital cushion | 76 (stronger) | 53 |
| Loan quality | 82 | 82 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 40 | 45 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 94th | 66th |
| Total assets | $24.6B | $68.8B |
| Deposits / shares | $19.6B | $56.4B |
| Capital ratio | 12.61% (stronger) | 10.28% |
| Problem loans | 0.55% | 0.54% (stronger) |
| Net charge-offs | 0.07% | 0.07% (stronger) |
| Return on assets | 2.13% (stronger) | 1.42% |
| Loans ÷ deposits | 85.4% (stronger) | 89.9% |
| Uninsured deposits | 46.7% | 37.8% (stronger) |
| Offices | 225 | 340 |
| CFPB complaints (3 yrs) | 55 | 252 |
| Complaints per $1B deposits | 2.8 (stronger) | 4.5 |
| Mortgage denial rate (HMDA) | 23.4% | 23.3% |
Centennial Bank has the higher TellerScore (79 vs 68). On the 8 directional measures above (where higher or lower is clearly better), Centennial Bank leads on 5 and SouthState Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sarasota, FL
- Tampa, FL
- Orlando, FL
- Winter Haven, FL
- Fort Lauderdale, FL
- Austin, TX
- Kissimmee, FL
- Pensacola, FL
- Fort Worth, TX
- Rockwall, TX
- Lakeland, FL
- Winter Park, FL
- Zephyrhills, FL
- Round Rock, TX
- Fairhope, AL
- San Antonio, TX
- Gulf Shores, AL
- Boca Raton, FL
- Coral Gables, FL
- Coral Springs, FL
- Dade City, FL
- Lake Mary, FL
- Plant City, FL
- Pompano Beach, FL
- Saint Cloud, FL
- Venice, FL
- West Palm Beach, FL