Side-by-side · Q2 2026 data
Centennial Bank vs Holley Credit Union
Metric by metric
| Measure | Centennial Bank | Holley Credit Union |
|---|---|---|
| TellerScore | 59 | 85 (stronger) |
| Capital cushion | 48 | 89 (stronger) |
| Loan quality | 58 | 83 (stronger) |
| Earnings | 59 | 84 (stronger) |
| Funding & liquidity | 69 | 73 (stronger) |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 19th | 87th |
| Total assets | $1.1B | $105.3M |
| Deposits / shares | $940.1M | $89.2M |
| Capital ratio | 9.82% | 13.85% (stronger) |
| Problem loans | 1.26% | 0.51% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.70% |
| Return on assets | 0.98% | 1.59% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 87.5% |
| Uninsured deposits | 26.2% | 4.4% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | — |
Holley Credit Union has the higher TellerScore (85 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Centennial Bank leads on 2 and Holley Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.