TellerScore

Headquartered in Paris, Tennessee, Holley Credit Union is a federally insured state-chartered credit union with $105.3M in total assets and $89.2M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1952.

Based on its Q2 2026 filing, Holley Credit Union scores 85/100, which we describe as very strong. That is higher than 87% of 1,341 credit unions with $100 million – $1 billion. Among 125 credit unions headquartered in Tennessee, it ranks 28th. Its strongest component is problem-loan coverage (93/100; 3.5%), and its lowest is funding & liquidity (73/100; 87% loans-to-deposits, 4% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion89/100
Net worth ratio: 13.85%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.51%
Earnings84/100
Return on assets (annualized): 1.59%
Funding & liquidity73/100
Loans ÷ shares: 87.5% · 4.4% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.49%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (81 → 85), mostly because the capital cushion component improved by 6 points.

TellerScore
808385Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202481
Q4 202481
Q1 202581
Q2 202581
Q3 202582
Q4 202582
Q1 202685
Q2 202685
Net worth ratio
7.00%10.45%13.89%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.76%
Q3 202412.97%
Q4 202413.18%
Q1 202513.06%
Q2 202513.26%
Q3 202513.69%
Q4 202513.76%
Q1 202613.89%
Q2 202613.85%
Delinquent loans (60+ days)
0.37%0.56%0.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.37%
Q3 20240.43%
Q4 20240.39%
Q1 20250.52%
Q2 20250.56%
Q3 20250.75%
Q4 20250.68%
Q1 20260.52%
Q2 20260.51%
Return on assets
1.19%1.44%1.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.19%
Q3 20241.24%
Q4 20241.24%
Q1 20251.38%
Q2 20251.49%
Q3 20251.64%
Q4 20251.55%
Q1 20261.69%
Q2 20261.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$105.3M13.85%0.51%1.59%87.5%
Q1 202685$102.0M13.89%0.52%1.69%89.1%
Q4 202582$99.9M13.76%0.68%1.55%89.5%
Q3 202582$97.8M13.69%0.75%1.64%90.9%
Q2 202581$97.4M13.26%0.56%1.49%88.6%
Q1 202581$95.9M13.06%0.52%1.38%84.1%
Q4 202481$92.6M13.18%0.39%1.24%82.6%
Q3 202481$91.8M12.97%0.43%1.24%82.6%
Q2 202480$90.8M12.76%0.37%1.19%83.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.85%
78th
Problem loans0.51%
63rd
Net charge-offs0.70%
20th
Return on assets1.59%
91st
Loans to deposits87.5%
22nd
Uninsured deposits4.4%
67th
Loan-loss reserves0.00%
50th
Texas ratio3.5%
56th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
L G & W Federal Credit UnionCredit union Memphis, TN92 out of 100, Very strong$115.1M21.7%0.32%vs
City Employees Credit UnionCredit union Knoxville, TN90 out of 100, Very strong$115.3M23.1%0.47%vs
F a a Federal Credit UnionCredit union Cordova, TN91 out of 100, Very strong$131.1M18.6%0.87%vs
Clinchfield Federal Credit UnionCredit union Erwin, TN83 out of 100, Strong$140.3M12.5%0.25%vs
Upper Cumberland Federal Credit UnionCredit union Crossville, TN72 out of 100, Strong$140.5M9.9%0.20%vs
Trust Federal Credit UnionCredit union Chattanooga, TN44 out of 100, Below average$141.8M11.7%3.41%vs

Deposit insurance

Is my money safe at Holley Credit Union?

Yes. Holley Credit Union is a federally insured credit union (NCUA charter #68073). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.4% of shares and deposits ($3.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Holley Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Holley Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68073
RSSD ID
519799
Primary regulator
State + NCUA
Established
1952
Headquarters
P.O. Box 398, Paris, TN 38242
Employees
23

Quick answers

Holley Credit Union: common questions

Is Holley Credit Union NCUA insured?

Yes. Holley Credit Union is a federally insured credit union (NCUA charter #68073). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Holley Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Holley Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Paris

InstitutionScoreAssetsCapitalProblem loansCompare
Johnsonville TVA Employees Credit UnionCredit union Camden, TN92 out of 100, Very strong$180.7M16.4%0.73%vs
Bank of GleasonBank Gleason, TN90 out of 100, Very strong$138.5M20.9%0.14%vs
Commercial Bank & Trust Co.Bank Paris, TN80 out of 100, Strong$1.1B12.1%0.15%vs
Security Bank and Trust CompanyBank Paris, TN79 out of 100, Strong$1.7B10.9%0.02%vs
Foundation BankBank Mc Kenzie, TN75 out of 100, Strong$217.9M14.7%2.39%vs
First Federal BankBank Dickson, TN71 out of 100, Strong$1.1B10.5%0.52%vs