Side-by-side · Q2 2026 data
Centennial Bank vs The Bank of Fayette County
Metric by metric
| Measure | Centennial Bank | The Bank of Fayette County |
|---|---|---|
| TellerScore | 59 (stronger) | 58 |
| Capital cushion | 48 (stronger) | 46 |
| Loan quality | 58 | 64 (stronger) |
| Earnings | 59 | 59 |
| Funding & liquidity | 69 (stronger) | 58 |
| Problem-loan coverage | 83 (stronger) | 81 |
| Peer percentile | 19th | 17th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $940.1M | $987.7M |
| Capital ratio | 9.82% (stronger) | 9.59% |
| Problem loans | 1.26% | 1.09% (stronger) |
| Net charge-offs | 0.19% | 0.04% (stronger) |
| Return on assets | 0.98% (stronger) | 0.98% |
| Loans ÷ deposits | 78.5% (stronger) | 93.5% |
| Uninsured deposits | 26.2% | 22.6% (stronger) |
| Offices | 14 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | — |
Centennial Bank has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Centennial Bank leads on 4 and The Bank of Fayette County on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Adamsville, TN
- Bolivar, TN
- Henderson, TN