The Bank of Fayette County (FDIC certificate #10308) is based in Piperton, Tennessee. Its Q2 2026 call report shows $1.1B in total assets and $987.7M in deposits and 15 offices.
Based on its Q2 2026 filing, The Bank of Fayette County scores 58/100, which we describe as moderate. That is higher than only 17% of 897 banks with $1 billion – $10 billion. Among 109 banks headquartered in Tennessee, it ranks 95th. Its strongest component is problem-loan coverage (81/100; 9.3%), and its lowest is capital cushion (46/100; 9.59%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 58).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 60 |
| Q4 2024 | 59 |
| Q1 2025 | 62 |
| Q2 2025 | 59 |
| Q3 2025 | 61 |
| Q4 2025 | 61 |
| Q1 2026 | 60 |
| Q2 2026 | 58 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.92% |
| Q3 2024 | 9.92% |
| Q4 2024 | 9.69% |
| Q1 2025 | 9.94% |
| Q2 2025 | 9.67% |
| Q3 2025 | 9.64% |
| Q4 2025 | 9.54% |
| Q1 2026 | 9.57% |
| Q2 2026 | 9.59% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.73% |
| Q3 2024 | 1.07% |
| Q4 2024 | 1.11% |
| Q1 2025 | 0.87% |
| Q2 2025 | 1.12% |
| Q3 2025 | 0.89% |
| Q4 2025 | 0.76% |
| Q1 2026 | 0.97% |
| Q2 2026 | 1.09% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.08% |
| Q3 2024 | 1.09% |
| Q4 2024 | 1.09% |
| Q1 2025 | 1.03% |
| Q2 2025 | 1.09% |
| Q3 2025 | 1.03% |
| Q4 2025 | 1.01% |
| Q1 2026 | 0.95% |
| Q2 2026 | 0.98% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $1.1B | 9.59% | 1.09% | 0.98% | 93.5% |
| Q1 2026 | 60 | $1.1B | 9.57% | 0.97% | 0.95% | 93.7% |
| Q4 2025 | 61 | $1.1B | 9.54% | 0.76% | 1.01% | 93.8% |
| Q3 2025 | 61 | $1.1B | 9.64% | 0.89% | 1.03% | 94.2% |
| Q2 2025 | 59 | $1.1B | 9.67% | 1.12% | 1.09% | 94.4% |
| Q1 2025 | 62 | $1.0B | 9.94% | 0.87% | 1.03% | 94.0% |
| Q4 2024 | 59 | $991.1M | 9.69% | 1.11% | 1.09% | 94.9% |
| Q3 2024 | 60 | $984.8M | 9.92% | 1.07% | 1.09% | 95.8% |
| Q2 2024 | 63 | $940.1M | 9.92% | 0.73% | 1.08% | 97.9% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Financial Federal BankBank Memphis, TN | 67 out of 100, Moderate | $1.1B | 9.9% | 0.05% | vs |
| First Federal BankBank Dickson, TN | 71 out of 100, Strong | $1.1B | 10.5% | 0.52% | vs |
| Thread BankBank Rogersville, TN | 71 out of 100, Strong | $1.1B | 9.8% | 0.18% | vs |
| Commercial Bank & Trust Co.Bank Paris, TN | 80 out of 100, Strong | $1.1B | 12.1% | 0.15% | vs |
| InsBankBank Nashville, TN | 68 out of 100, Moderate | $1.1B | 10.2% | 0.24% | vs |
| Centennial BankBank Trezevant, TN | 59 out of 100, Moderate | $1.1B | 9.8% | 1.26% | vs |
Deposit insurance
Is my money safe at The Bank of Fayette County?
Yes. The Bank of Fayette County is an FDIC-insured institution (FDIC certificate #10308). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.6% of deposits ($223.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.59%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
15 locations
Branches
The Bank of Fayette County lists 15 offices in 15 cities. Most locations:
- Adamsville, TN (1)
- Arlington, TN (1)
- Bolivar, TN (1)
- Collierville, TN (1)
- Covington, TN (1)
- Eads, TN (1)
- Grand Junction, TN (1)
- Henderson, TN (1)
- Mason, TN (1)
- Moscow, TN (1)
- Oakland, TN (1)
- Piperton, TN (1)
Identity & history
Profile
- Legal name
- The Bank of Fayette County
- Former names
- The Bank of Moscow; Moscow Savings Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 10308
- RSSD ID
- 466754
- Primary regulator
- FED
- Holding company
- Moscow Bancshares Inc
- Established
- April 26, 1905
- Headquarters
- 1265 Highway 57, Piperton, TN 38017
- Website
- www.thebank1905.com
- Employees
- 229
Quick answers
The Bank of Fayette County: common questions
Is The Bank of Fayette County FDIC insured?
Yes. The Bank of Fayette County is an FDIC-insured institution (FDIC certificate #10308). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Fayette County's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Fayette County ever failed?
There is no failure record for FDIC certificate #10308 in the FDIC failed bank list.
How many branches does The Bank of Fayette County have?
15 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Piperton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Rio Grande Federal Credit UnionCredit union Grand Junction, CO | 97 out of 100, Very strong | $80.8M | 22.0% | 0.03% | vs |
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| First South Financial Federal Credit UnionCredit union Bartlett, TN | 95 out of 100, Very strong | $844.8M | 30.2% | 0.22% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| L G & W Federal Credit UnionCredit union Memphis, TN | 92 out of 100, Very strong | $115.1M | 21.7% | 0.32% | vs |