Side-by-side · Q2 2026 data
Center National Bank vs Novation Credit Union
Metric by metric
| Measure | Center National Bank | Novation Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 61 (stronger) | 60 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 76 (stronger) | 63 |
| Funding & liquidity | 76 | 79 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 77th | 54th |
| Total assets | $242.6M | $244.0M |
| Deposits / shares | $215.5M | $216.1M |
| Capital ratio | 11.05% (stronger) | 10.99% |
| Problem loans | 0.00% (stronger) | 0.66% |
| Net charge-offs | -0.00% (stronger) | 0.32% |
| Return on assets | 1.41% (stronger) | 1.07% |
| Loans ÷ deposits | 72.6% (stronger) | 81.6% |
| Uninsured deposits | 25.8% | 3.4% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 18.2% |
Center National Bank has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Center National Bank leads on 6 and Novation Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.