Side-by-side · Q2 2026 data
Centier Bank vs Trinity U.C.C. Federal Credit Union
Credit union
Trinity U.C.C. Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Centier Bank | Trinity U.C.C. Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 93 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 73 | 100 (stronger) |
| Earnings | 83 (stronger) | 66 |
| Funding & liquidity | 43 | 100 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 63rd | 94th |
| Total assets | $10.4B | $4.2M |
| Deposits / shares | $8.8B | $3.5M |
| Capital ratio | 10.74% | 16.50% (stronger) |
| Problem loans | 0.82% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.57% (stronger) | 1.15% |
| Loans ÷ deposits | 91.2% | 2.9% (stronger) |
| Uninsured deposits | 38.5% | 0.0% (stronger) |
| Offices | 62 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.6% | — |
Trinity U.C.C. Federal Credit Union has the higher TellerScore (93 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Centier Bank leads on 1 and Trinity U.C.C. Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.