Trinity U.C.C. Federal Credit Union (NCUA charter #23245) is based in Chicago, Illinois. Its Q2 2026 call report shows $4.2M in total assets and $3.5M in member shares and deposits and 2 offices across 2 states.
Based on its Q2 2026 filing, Trinity U.C.C. Federal Credit Union scores 93/100, which we describe as very strong. That is higher than 94% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 16th. Its strongest component is capital cushion (100/100; 16.50%), and its lowest is earnings (66/100; 1.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (96 → 93), mostly because the earnings component weakened by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 89 |
| Q4 2024 | 89 |
| Q1 2025 | 96 |
| Q2 2025 | 96 |
| Q3 2025 | 96 |
| Q4 2025 | 91 |
| Q1 2026 | 93 |
| Q2 2026 | 93 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 17.34% |
| Q3 2024 | 17.80% |
| Q4 2024 | 17.72% |
| Q1 2025 | 17.88% |
| Q2 2025 | 17.62% |
| Q3 2025 | 17.57% |
| Q4 2025 | 16.86% |
| Q1 2026 | 16.36% |
| Q2 2026 | 16.50% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 0.67% |
| Q4 2024 | 0.59% |
| Q1 2025 | 1.48% |
| Q2 2025 | 1.45% |
| Q3 2025 | 1.47% |
| Q4 2025 | 0.91% |
| Q1 2026 | 1.08% |
| Q2 2026 | 1.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $4.2M | 16.50% | 0.00% | 1.15% | 2.9% |
| Q1 2026 | 93 | $4.1M | 16.36% | 0.00% | 1.08% | 1.5% |
| Q4 2025 | 91 | $3.9M | 16.86% | 0.00% | 0.91% | 1.9% |
| Q3 2025 | 96 | $3.8M | 17.57% | 0.00% | 1.47% | 2.2% |
| Q2 2025 | 96 | $3.7M | 17.62% | 0.00% | 1.45% | 2.1% |
| Q1 2025 | 96 | $3.6M | 17.88% | 0.00% | 1.48% | 2.2% |
| Q4 2024 | 89 | $3.5M | 17.72% | 0.00% | 0.59% | 2.5% |
| Q3 2024 | 89 | $3.5M | 17.80% | 0.00% | 0.67% | 2.8% |
| Q2 2024 | 88 | $3.6M | 17.34% | 0.00% | 0.54% | 2.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chicago Avenue Garage Federal Credit UnionCredit union Chicago, IL | 59 out of 100, Moderate | $4.4M | 56.9% | 18.59% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| Normal City Employees Federal Credit UnionCredit union Normal, IL | 79 out of 100, Strong | $4.5M | 11.8% | 0.00% | vs |
| Peoria Fire Fighters Credit UnionCredit union Peoria, IL | 87 out of 100, Very strong | $4.6M | 28.2% | 0.00% | vs |
| Oak Lawn Municipal Employees Credit UnionCredit union Oak Lawn, IL | 87 out of 100, Very strong | $4.8M | 13.7% | 0.00% | vs |
| Urbana Municipal Employees Credit UnionCredit union Urbana, IL | 66 out of 100, Moderate | $4.9M | 15.3% | 3.18% | vs |
Deposit insurance
Is my money safe at Trinity U.C.C. Federal Credit Union?
Yes. Trinity U.C.C. Federal Credit Union is a federally insured credit union (NCUA charter #23245). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 16.50%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Trinity U.C.C. Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Chicago, IL (1)
- Fairfax, VA (1)
Identity & history
Profile
- Legal name
- Trinity U.C.C. Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 23245
- RSSD ID
- 592886
- Primary regulator
- NCUA
- Established
- 1978
- Headquarters
- 400 W 95th S, Chicago, IL 60628
- Employees
- 1
Quick answers
Trinity U.C.C. Federal Credit Union: common questions
Is Trinity U.C.C. Federal Credit Union NCUA insured?
Yes. Trinity U.C.C. Federal Credit Union is a federally insured credit union (NCUA charter #23245). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Trinity U.C.C. Federal Credit Union's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Trinity U.C.C. Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |