Side-by-side · Q2 2026 data
Centinel Bank of Taos vs Guadalupe Credit Union
Metric by metric
| Measure | Centinel Bank of Taos | Guadalupe Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 68 |
| Capital cushion | 42 | 75 (stronger) |
| Loan quality | 100 (stronger) | 48 |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 73 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 75th | 45th |
| Total assets | $424.8M | $348.2M |
| Deposits / shares | $387.6M | $299.9M |
| Capital ratio | 9.22% | 12.51% (stronger) |
| Problem loans | 0.00% (stronger) | 1.57% |
| Net charge-offs | 0.00% (stronger) | 0.67% |
| Return on assets | 2.10% (stronger) | 1.01% |
| Loans ÷ deposits | 42.5% (stronger) | 71.0% |
| Uninsured deposits | 39.4% | 10.7% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Centinel Bank of Taos has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Centinel Bank of Taos leads on 5 and Guadalupe Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.