Side-by-side · Q2 2026 data
Central Bank and Trust vs Bank of Commerce
Metric by metric
| Measure | Central Bank and Trust | Bank of Commerce |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 36 | 63 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 80 (stronger) | 76 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 72nd | 77th |
| Total assets | $202.5M | $216.3M |
| Deposits / shares | $182.3M | $189.3M |
| Capital ratio | 8.56% | 11.28% (stronger) |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 2.19% (stronger) | 1.41% |
| Loans ÷ deposits | 60.9% | 60.1% (stronger) |
| Uninsured deposits | 32.4% (stronger) | 36.5% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Bank of Commerce has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Central Bank and Trust leads on 3 and Bank of Commerce on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.