Side-by-side · Q2 2026 data
Central Bank and Trust vs Grand Altitude Federal Credit Union
Credit union
Grand Altitude Federal Credit Union
Lander, Wyoming · $100 million – $1 billion
Metric by metric
| Measure | Central Bank and Trust | Grand Altitude Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 85 (stronger) |
| Capital cushion | 36 | 88 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 80 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 72nd | 87th |
| Total assets | $202.5M | $222.3M |
| Deposits / shares | $182.3M | $190.7M |
| Capital ratio | 8.56% | 13.83% (stronger) |
| Problem loans | 0.00% (stronger) | 0.23% |
| Net charge-offs | 0.02% (stronger) | 0.31% |
| Return on assets | 2.19% (stronger) | 1.39% |
| Loans ÷ deposits | 60.9% (stronger) | 85.4% |
| Uninsured deposits | 32.4% | 6.5% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Grand Altitude Federal Credit Union has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Central Bank and Trust leads on 4 and Grand Altitude Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lander, WY
- Riverton, WY