Side-by-side · Q2 2026 data
Central Bank and Trust vs Sundance State Bank
Metric by metric
| Measure | Central Bank and Trust | Sundance State Bank |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 36 | 69 (stronger) |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 80 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 72nd | 77th |
| Total assets | $202.5M | $290.9M |
| Deposits / shares | $182.3M | $255.2M |
| Capital ratio | 8.56% | 11.90% (stronger) |
| Problem loans | 0.00% (stronger) | 0.56% |
| Net charge-offs | 0.02% (stronger) | 0.10% |
| Return on assets | 2.19% (stronger) | 1.68% |
| Loans ÷ deposits | 60.9% (stronger) | 73.5% |
| Uninsured deposits | 32.4% | 22.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Sundance State Bank has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Central Bank and Trust leads on 4 and Sundance State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.