TellerScore

Sundance State Bank is a state-chartered bank (fed member) headquartered in Sundance, Wyoming, in business for about 131 years. At the end of Q2 2026 it reported $290.9M in total assets and $255.2M in deposits, with 2 offices across 2 states.

Sundance State Bank has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 77% of its 2,650 banks with $100 million – $1 billion. Among 24 banks headquartered in Wyoming, it ranks 6th. Problem-loan coverage contributes the most (94/100, 3.2%); capital cushion contributes the least (69/100, 11.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Tier 1 leverage ratio: 11.90%
Loan quality81/100
Noncurrent loans ÷ total loans: 0.56%
Earnings87/100
Return on assets (annualized): 1.68%
Funding & liquidity79/100
Loans ÷ deposits and uninsured-deposit share: 73.5% · 22.0% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (75 → 80), mostly because the loan quality component improved by 13 points.

TellerScore
697580Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202476
Q4 202471
Q1 202571
Q2 202575
Q3 202576
Q4 202569
Q1 202677
Q2 202680
Tier 1 leverage ratio
5.00%8.69%12.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.99%
Q3 202412.38%
Q4 202411.13%
Q1 202511.42%
Q2 202511.96%
Q3 202512.29%
Q4 202510.63%
Q1 202611.25%
Q2 202611.90%
Noncurrent loans
0.56%0.88%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.84%
Q3 20240.87%
Q4 20240.94%
Q1 20251.20%
Q2 20250.95%
Q3 20250.99%
Q4 20250.99%
Q1 20260.75%
Q2 20260.56%
Return on assets
1.17%1.43%1.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.27%
Q3 20241.28%
Q4 20241.21%
Q1 20251.46%
Q2 20251.54%
Q3 20251.53%
Q4 20251.17%
Q1 20261.68%
Q2 20261.68%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$290.9M11.90%0.56%1.68%73.5%
Q1 202677$283.6M11.25%0.75%1.68%70.3%
Q4 202569$297.6M10.63%0.99%1.17%61.2%
Q3 202576$273.5M12.29%0.99%1.53%69.7%
Q2 202575$291.7M11.96%0.95%1.54%64.9%
Q1 202571$267.4M11.42%1.20%1.46%68.1%
Q4 202471$292.5M11.13%0.94%1.21%57.3%
Q3 202476$251.7M12.38%0.87%1.28%72.7%
Q2 202475$249.9M11.99%0.84%1.27%73.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.90%
64th
Total risk-based capital16.32%
75th
Problem loans0.56%
43rd
Net charge-offs0.10%
19th
Return on assets1.68%
75th
Net interest margin4.15%
62nd
Efficiency ratio46.7%
89th
Loans to deposits73.5%
63rd
Uninsured deposits22.0%
57th
Loan-loss reserves1.50%
78th
Texas ratio3.2%
47th

Similar-size banks in Wyoming

InstitutionScoreAssetsCapitalProblem loansCompare
Rnb State BankBank Rawlins, WY65 out of 100, Moderate$296.2M8.6%0.09%vs
Wyoming Community BankBank Riverton, WY75 out of 100, Strong$262.4M9.5%0.31%vs
Tanager BankBank Jackson, WY74 out of 100, Strong$222.3M14.8%0.59%vs
Bank of CommerceBank Rawlins, WY80 out of 100, Strong$216.3M11.3%0.02%vs
Buffalo Federal BankBank Buffalo, WY70 out of 100, Strong$202.6M10.4%0.67%vs
Central Bank and TrustBank Lander, WY78 out of 100, Strong$202.5M8.6%0.00%vs

Deposit insurance

Is my money safe at Sundance State Bank?

Yes. Sundance State Bank is an FDIC-insured institution (FDIC certificate #1169). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.0% of deposits ($56.2M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.90%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.32% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Sundance State Bank lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sundance State Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
1169
RSSD ID
94755
Primary regulator
FED
Holding company
Sundance Bankshares Inc
Established
January 1, 1895
Headquarters
123 N 2nd St, Sundance, WY 82729
Employees
34

Quick answers

Sundance State Bank: common questions

Is Sundance State Bank FDIC insured?

Yes. Sundance State Bank is an FDIC-insured institution (FDIC certificate #1169). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Sundance State Bank's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Sundance State Bank ever failed?

There is no failure record for FDIC certificate #1169 in the FDIC failed bank list.

How many branches does Sundance State Bank have?

2 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Sundance

InstitutionScoreAssetsCapitalProblem loansCompare
Summit National BankBank Hulett, WY45 out of 100, Below average$65.9M2.5%0.46%vs