Side-by-side · Q2 2026 data
Central Bank vs Arkansas Health Center Federal Credit Union
Credit union
Arkansas Health Center Federal Credit Union
Benton, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Central Bank | Arkansas Health Center Federal Credit Union |
|---|---|---|
| TellerScore | 34 | 91 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 64 | 79 (stronger) |
| Funding & liquidity | 42 | 93 (stronger) |
| Problem-loan coverage | 14 | 98 (stronger) |
| Peer percentile | 1st | 90th |
| Total assets | $954.6M | $9.8M |
| Deposits / shares | $743.4M | $8.1M |
| Capital ratio | 9.37% | 16.95% (stronger) |
| Problem loans | 4.76% | 0.38% (stronger) |
| Net charge-offs | 0.68% | 0.00% (stronger) |
| Return on assets | 1.09% | 1.47% (stronger) |
| Loans ÷ deposits | 108.9% | 67.0% (stronger) |
| Uninsured deposits | 23.3% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Arkansas Health Center Federal Credit Union has the higher TellerScore (91 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 0 and Arkansas Health Center Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.