TellerScore

Headquartered in Benton, Arkansas, Arkansas Health Center Federal Credit Union is a federal credit union with $9.8M in total assets and $8.1M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1953.

Based on its Q2 2026 filing, Arkansas Health Center Federal Credit Union scores 91/100, which we describe as very strong. That is higher than 90% of 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 4th. Its strongest component is capital cushion (100/100; 16.95%), and its lowest is earnings (79/100; 1.47%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.95%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.38%
Earnings79/100
Return on assets (annualized): 1.47%
Funding & liquidity93/100
Loans ÷ shares: 67.0% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.22%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (96 → 91), mostly because the loan quality component weakened by 13 points.

TellerScore
879297Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202492
Q3 202496
Q4 202497
Q1 202596
Q2 202596
Q3 202591
Q4 202595
Q1 202687
Q2 202691
Net worth ratio
7.00%11.97%16.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.38%
Q3 202414.60%
Q4 202414.92%
Q1 202515.08%
Q2 202515.42%
Q3 202516.20%
Q4 202516.29%
Q1 202616.46%
Q2 202616.95%
Delinquent loans (60+ days)
0.00%0.35%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.50%
Q4 20250.07%
Q1 20260.70%
Q2 20260.38%
Return on assets
1.30%1.68%2.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.88%
Q3 20242.07%
Q4 20241.99%
Q1 20251.80%
Q2 20251.67%
Q3 20251.71%
Q4 20251.61%
Q1 20261.30%
Q2 20261.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$9.8M16.95%0.38%1.47%67.0%
Q1 202687$9.9M16.46%0.70%1.30%65.2%
Q4 202595$9.8M16.29%0.07%1.61%68.9%
Q3 202591$9.6M16.20%0.50%1.71%70.8%
Q2 202596$9.8M15.42%0.00%1.67%71.2%
Q1 202596$9.8M15.08%0.00%1.80%73.1%
Q4 202497$9.6M14.92%0.00%1.99%75.8%
Q3 202496$9.5M14.60%0.00%2.07%79.7%
Q2 202492$10.0M13.38%0.00%1.88%75.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.95%
65th
Problem loans0.38%
65th
Net charge-offs0.00%
77th
Return on assets1.47%
84th
Loans to deposits67.0%
38th
Uninsured deposits0.0%
81st
Loan-loss reserves0.08%
74th
Texas ratio1.2%
62nd

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Combined Federal Credit UnionCredit union Hot Springs, AR68 out of 100, Moderate$8.9M13.7%2.08%vs
Natural State Federal Credit UnionCredit union Searcy, AR86 out of 100, Very strong$8.8M17.4%0.36%vs
VA Hospital Federal Credit UnionCredit union Little Rock, AR69 out of 100, Moderate$8.6M11.2%0.83%vs
Pba Federal Credit UnionCredit union Pine Bluff, AR74 out of 100, Strong$11.3M29.3%0.20%vs
Arkansas Education Association Federal Credit UnionCredit union Little Rock, AR51 out of 100, Below average$8.2M12.6%2.34%vs
Priority Federal Credit UnionCredit union Russellville, AR60 out of 100, Moderate$7.9M10.4%0.22%vs

Deposit insurance

Is my money safe at Arkansas Health Center Federal Credit Union?

Yes. Arkansas Health Center Federal Credit Union is a federally insured credit union (NCUA charter #8987). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.95%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Arkansas Health Center Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Arkansas Health Center Federal Credit Union
Type
Federal credit union
NCUA charter #
8987
RSSD ID
397885
Primary regulator
NCUA
Established
1953
Headquarters
6701 HIGHWAY 67 Bldg 67, Benton, AR 72015
Employees
3

Quick answers

Arkansas Health Center Federal Credit Union: common questions

Is Arkansas Health Center Federal Credit Union NCUA insured?

Yes. Arkansas Health Center Federal Credit Union is a federally insured credit union (NCUA charter #8987). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Arkansas Health Center Federal Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Arkansas Health Center Federal Credit Union have?

2 offices as of the latest NCUA data.