Side-by-side · Q2 2026 data
Central Bank vs First Security Bank
Metric by metric
| Measure | Central Bank | First Security Bank |
|---|---|---|
| TellerScore | 34 | 92 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 64 | 94 (stronger) |
| Funding & liquidity | 42 | 62 (stronger) |
| Problem-loan coverage | 14 | 99 (stronger) |
| Peer percentile | 1st | 99th |
| Total assets | $954.6M | $8.6B |
| Deposits / shares | $743.4M | $6.8B |
| Capital ratio | 9.37% | 15.60% (stronger) |
| Problem loans | 4.76% | 0.14% (stronger) |
| Net charge-offs | 0.68% | 0.47% (stronger) |
| Return on assets | 1.09% | 1.85% (stronger) |
| Loans ÷ deposits | 108.9% | 66.1% (stronger) |
| Uninsured deposits | 23.3% (stronger) | 44.3% |
| Offices | 3 | 77 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 6.6% |
First Security Bank has the higher TellerScore (92 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 1 and First Security Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.