Side-by-side · Q2 2026 data
Central Bank vs Telcoe Federal Credit Union
Metric by metric
| Measure | Central Bank | Telcoe Federal Credit Union |
|---|---|---|
| TellerScore | 34 | 89 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 64 (stronger) | 52 |
| Funding & liquidity | 42 | 100 (stronger) |
| Problem-loan coverage | 14 | 100 (stronger) |
| Peer percentile | 1st | 94th |
| Total assets | $954.6M | $503.4M |
| Deposits / shares | $743.4M | $423.1M |
| Capital ratio | 9.37% | 20.21% (stronger) |
| Problem loans | 4.76% | 0.12% (stronger) |
| Net charge-offs | 0.68% | 0.02% (stronger) |
| Return on assets | 1.09% (stronger) | 0.80% |
| Loans ÷ deposits | 108.9% | 37.0% (stronger) |
| Uninsured deposits | 23.3% | 13.5% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 4.2% |
Telcoe Federal Credit Union has the higher TellerScore (89 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 1 and Telcoe Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.