Side-by-side · Q2 2026 data
Central Bank vs The Malvern National Bank
Metric by metric
| Measure | Central Bank | The Malvern National Bank |
|---|---|---|
| TellerScore | 34 | 71 (stronger) |
| Capital cushion | 44 | 44 |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 64 (stronger) | 61 |
| Funding & liquidity | 42 | 79 (stronger) |
| Problem-loan coverage | 14 | 99 (stronger) |
| Peer percentile | 1st | 47th |
| Total assets | $954.6M | $728.4M |
| Deposits / shares | $743.4M | $655.4M |
| Capital ratio | 9.37% | 9.45% (stronger) |
| Problem loans | 4.76% | 0.09% (stronger) |
| Net charge-offs | 0.68% | 0.01% (stronger) |
| Return on assets | 1.09% (stronger) | 1.02% |
| Loans ÷ deposits | 108.9% | 59.6% (stronger) |
| Uninsured deposits | 23.3% (stronger) | 34.2% |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 10.3% |
The Malvern National Bank has the higher TellerScore (71 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 2 and The Malvern National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.