Side-by-side · Q2 2026 data
Central Bank vs Schlumberger Employees Credit Union
Credit union
Schlumberger Employees Credit Union
Sugar Land, Texas · $100 million – $1 billion
Metric by metric
| Measure | Central Bank | Schlumberger Employees Credit Union |
|---|---|---|
| TellerScore | 70 | 94 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 82 (stronger) | 81 |
| Earnings | 95 (stronger) | 93 |
| Funding & liquidity | 45 | 100 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 58th | 98th |
| Total assets | $1.4B | $935.8M |
| Deposits / shares | $1.3B | $698.6M |
| Capital ratio | 10.07% | 25.28% (stronger) |
| Problem loans | 0.54% (stronger) | 0.57% |
| Net charge-offs | -0.01% (stronger) | 0.23% |
| Return on assets | 1.87% (stronger) | 1.81% |
| Loans ÷ deposits | 85.6% | 39.5% (stronger) |
| Uninsured deposits | 41.6% | 12.6% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 0.0% |
Schlumberger Employees Credit Union has the higher TellerScore (94 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 3 and Schlumberger Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.