Side-by-side · Q2 2026 data
Central Bank vs Texas Security Bank
Metric by metric
| Measure | Central Bank | Texas Security Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 63 |
| Capital cushion | 51 (stronger) | 46 |
| Loan quality | 82 | 86 (stronger) |
| Earnings | 95 (stronger) | 64 |
| Funding & liquidity | 45 (stronger) | 39 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 58th | 30th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 10.07% (stronger) | 9.57% |
| Problem loans | 0.54% | 0.41% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.87% (stronger) | 1.10% |
| Loans ÷ deposits | 85.6% | 84.9% (stronger) |
| Uninsured deposits | 41.6% (stronger) | 47.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
Central Bank has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 5 and Texas Security Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.