Side-by-side · Q2 2026 data
Central Bank vs 1st Street Credit Union
Metric by metric
| Measure | Central Bank | 1st Street Credit Union |
|---|---|---|
| TellerScore | 63 | 89 (stronger) |
| Capital cushion | 41 | 97 (stronger) |
| Loan quality | 99 (stronger) | 97 |
| Earnings | 54 | 55 (stronger) |
| Funding & liquidity | 38 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 24th | 87th |
| Total assets | $386.8M | $34.5M |
| Deposits / shares | $325.2M | $29.2M |
| Capital ratio | 9.11% | 14.66% (stronger) |
| Problem loans | 0.04% (stronger) | 0.10% |
| Net charge-offs | 0.13% (stronger) | 0.18% |
| Return on assets | 0.84% | 0.86% (stronger) |
| Loans ÷ deposits | 100.7% | 42.0% (stronger) |
| Uninsured deposits | 34.7% | 6.1% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 2 and 1st Street Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.