Side-by-side · Q2 2026 data
Central Bank vs Brighton Bank
Metric by metric
| Measure | Central Bank | Brighton Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 84 | 84 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 58 | 59 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 99th | 72nd |
| Total assets | $2.2B | $321.6M |
| Deposits / shares | $1.8B | $278.8M |
| Capital ratio | 15.42% (stronger) | 11.67% |
| Problem loans | 0.47% (stronger) | 0.49% |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 2.06% (stronger) | 1.86% |
| Loans ÷ deposits | 74.3% (stronger) | 76.2% |
| Uninsured deposits | 39.9% | 37.7% (stronger) |
| Offices | 13 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Central Bank has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 5 and Brighton Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.