Side-by-side · Q2 2026 data
Central Bank vs Goldenwest Federal Credit Union
Metric by metric
| Measure | Central Bank | Goldenwest Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 84 | 84 |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 58 | 65 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 99th | 89th |
| Total assets | $2.2B | $4.3B |
| Deposits / shares | $1.8B | $3.7B |
| Capital ratio | 15.42% (stronger) | 13.20% |
| Problem loans | 0.47% | 0.47% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.27% |
| Return on assets | 2.06% (stronger) | 1.57% |
| Loans ÷ deposits | 74.3% (stronger) | 94.9% |
| Uninsured deposits | 39.9% | 14.5% (stronger) |
| Offices | 13 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Central Bank has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 5 and Goldenwest Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.