Goldenwest Federal Credit Union (NCUA charter #24693) is based in Ogden, Utah. Its Q2 2026 call report shows $4.3B in total assets and $3.7B in member shares and deposits and 41 offices across 2 states.
Based on its Q2 2026 filing, Goldenwest Federal Credit Union scores 81/100, which we describe as strong. That is higher than 89% of 454 credit unions with $1 billion – $10 billion. Among 51 credit unions headquartered in Utah, it ranks 15th. Its strongest component is problem-loan coverage (94/100; 3.0%), and its lowest is funding & liquidity (65/100; 95% loans-to-deposits, 14% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (83 → 81), mostly because the loan quality component weakened by 6 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 83 |
| Q4 2024 | 80 |
| Q1 2025 | 82 |
| Q2 2025 | 83 |
| Q3 2025 | 82 |
| Q4 2025 | 83 |
| Q1 2026 | 82 |
| Q2 2026 | 81 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.25% |
| Q3 2024 | 13.13% |
| Q4 2024 | 13.22% |
| Q1 2025 | 12.80% |
| Q2 2025 | 13.02% |
| Q3 2025 | 13.03% |
| Q4 2025 | 13.22% |
| Q1 2026 | 13.16% |
| Q2 2026 | 13.20% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.31% |
| Q3 2024 | 0.27% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.31% |
| Q3 2025 | 0.33% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.41% |
| Q2 2026 | 0.47% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.43% |
| Q3 2024 | 1.44% |
| Q4 2024 | 1.43% |
| Q1 2025 | 1.52% |
| Q2 2025 | 1.61% |
| Q3 2025 | 1.60% |
| Q4 2025 | 1.65% |
| Q1 2026 | 1.56% |
| Q2 2026 | 1.57% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $4.3B | 13.20% | 0.47% | 1.57% | 94.9% |
| Q1 2026 | 82 | $4.1B | 13.16% | 0.41% | 1.56% | 93.9% |
| Q4 2025 | 83 | $4.0B | 13.22% | 0.35% | 1.65% | 97.5% |
| Q3 2025 | 82 | $3.9B | 13.03% | 0.33% | 1.60% | 96.6% |
| Q2 2025 | 83 | $3.7B | 13.02% | 0.31% | 1.61% | 95.8% |
| Q1 2025 | 82 | $3.7B | 12.80% | 0.34% | 1.52% | 91.7% |
| Q4 2024 | 80 | $3.5B | 13.22% | 0.50% | 1.43% | 93.7% |
| Q3 2024 | 83 | $3.4B | 13.13% | 0.27% | 1.44% | 90.4% |
| Q2 2024 | 82 | $3.3B | 13.25% | 0.31% | 1.43% | 93.3% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Utah
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Utah Community Federal Credit UnionCredit union Provo, UT | 74 out of 100, Strong | $4.0B | 10.7% | 0.38% | vs |
| Canyon View Federal Credit UnionCredit union Salt Lake City, UT | 55 out of 100, Moderate | $2.1B | 9.8% | 1.36% | vs |
| Cyprus Federal Credit UnionCredit union West Jordan, UT | 71 out of 100, Strong | $2.1B | 12.4% | 0.41% | vs |
| Deseret First Federal Credit UnionCredit union West Valley Cit, UT | 60 out of 100, Moderate | $1.3B | 8.6% | 0.75% | vs |
| Utah First Federal Credit UnionCredit union Salt Lake City, UT | 71 out of 100, Strong | $1.2B | 10.4% | 0.13% | vs |
| Utah Power Credit UnionCredit union Murray, UT | 87 out of 100, Very strong | $1.1B | 13.7% | 0.27% | vs |
Deposit insurance
Is my money safe at Goldenwest Federal Credit Union?
Yes. Goldenwest Federal Credit Union is a federally insured credit union (NCUA charter #24693). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 14.5% of shares and deposits ($533.9M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 13.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
41 locations
Branches
Goldenwest Federal Credit Union lists 41 offices in 29 cities across 2 states. Most locations:
- Ogden, UT (6)
- Saint George, UT (4)
- Logan, UT (3)
- Salt Lake City, UT (2)
- West Jordan, UT (2)
- Boise, ID (1)
- Brigham City, UT (1)
- Clearfield, UT (1)
- Clinton, UT (1)
- Eagle, ID (1)
- Farmington, UT (1)
- Herriman, UT (1)
Identity & history
Profile
- Legal name
- Goldenwest Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24693
- RSSD ID
- 656694
- Primary regulator
- NCUA
- Established
- 1936
- Headquarters
- P O Box 1111, Ogden, UT 84402
- Employees
- 820
Quick answers
Goldenwest Federal Credit Union: common questions
Is Goldenwest Federal Credit Union NCUA insured?
Yes. Goldenwest Federal Credit Union is a federally insured credit union (NCUA charter #24693). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Goldenwest Federal Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Goldenwest Federal Credit Union have?
41 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Ogden
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Utah Power Credit UnionCredit union Murray, UT | 87 out of 100, Very strong | $1.1B | 13.7% | 0.27% | vs |
| Flexpak Federal Credit UnionCredit union Woods Cross, UT | 87 out of 100, Very strong | $1.9M | 19.9% | 0.00% | vs |
| Delta Community Credit UnionCredit union Atlanta, GA | 81 out of 100, Strong | $9.1B | 12.6% | 0.22% | vs |
| P & S Credit UnionCredit union Salt Lake City, UT | 80 out of 100, Strong | $24.9M | 12.1% | 0.02% | vs |
| Gibbons and Reed Employees Federal Credit UnionCredit union Salt Lake City, UT | 78 out of 100, Strong | $6.5M | 17.6% | 1.47% | vs |
| D. L. Evans BankBank Burley, ID | 76 out of 100, Strong | $3.7B | 10.4% | 0.26% | vs |