Side-by-side · Q2 2026 data
Central Bank vs Grand Valley Bank
Metric by metric
| Measure | Central Bank | Grand Valley Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 84 | 99 (stronger) |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 58 | 93 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 99th | 82nd |
| Total assets | $2.2B | $599.4M |
| Deposits / shares | $1.8B | $541.3M |
| Capital ratio | 15.42% (stronger) | 11.47% |
| Problem loans | 0.47% | 0.02% (stronger) |
| Net charge-offs | 0.14% | 0.01% (stronger) |
| Return on assets | 2.06% (stronger) | 1.19% |
| Loans ÷ deposits | 74.3% | 52.0% (stronger) |
| Uninsured deposits | 39.9% | 21.7% (stronger) |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 12.5% |
Central Bank has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Central Bank leads on 3 and Grand Valley Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.