Side-by-side · Q2 2026 data
Central Credit Union of Illinois vs Commonwealth Credit Union
Metric by metric
| Measure | Central Credit Union of Illinois | Commonwealth Credit Union |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 93 (stronger) | 82 |
| Loan quality | 60 | 86 (stronger) |
| Earnings | 45 | 74 (stronger) |
| Funding & liquidity | 92 (stronger) | 85 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 66th | 83rd |
| Total assets | $122.7M | $128.1M |
| Deposits / shares | $103.3M | $111.0M |
| Capital ratio | 14.28% (stronger) | 13.23% |
| Problem loans | 1.19% | 0.43% (stronger) |
| Net charge-offs | 0.54% | 0.21% (stronger) |
| Return on assets | 0.63% | 1.36% (stronger) |
| Loans ÷ deposits | 67.8% (stronger) | 74.8% |
| Uninsured deposits | 2.8% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | — |
Commonwealth Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Central Credit Union of Illinois leads on 2 and Commonwealth Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.