Central Credit Union of Illinois is a federally insured state-chartered credit union headquartered in Bellwood, Illinois, in business for about 90 years. At the end of Q2 2026 it reported $122.7M in total assets and $103.3M in member shares and deposits, with 2 offices.
Central Credit Union of Illinois has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 66% of its 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 96th. Capital cushion contributes the most (93/100, 14.28%); earnings contributes the least (45/100, 0.63%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (79 → 75), mostly because the loan quality component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 89 |
| Q4 2024 | 86 |
| Q1 2025 | 79 |
| Q2 2025 | 79 |
| Q3 2025 | 78 |
| Q4 2025 | 76 |
| Q1 2026 | 73 |
| Q2 2026 | 75 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.97% |
| Q3 2024 | 13.26% |
| Q4 2024 | 13.24% |
| Q1 2025 | 13.31% |
| Q2 2025 | 13.53% |
| Q3 2025 | 13.80% |
| Q4 2025 | 13.98% |
| Q1 2026 | 14.02% |
| Q2 2026 | 14.28% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.70% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.67% |
| Q3 2025 | 0.89% |
| Q4 2025 | 1.12% |
| Q1 2026 | 1.24% |
| Q2 2026 | 1.19% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 5.50% |
| Q3 2024 | 3.94% |
| Q4 2024 | 3.09% |
| Q1 2025 | 0.85% |
| Q2 2025 | 0.92% |
| Q3 2025 | 0.92% |
| Q4 2025 | 0.85% |
| Q1 2026 | 0.51% |
| Q2 2026 | 0.63% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $122.7M | 14.28% | 1.19% | 0.63% | 67.8% |
| Q1 2026 | 73 | $123.4M | 14.02% | 1.24% | 0.51% | 66.6% |
| Q4 2025 | 76 | $122.5M | 13.98% | 1.12% | 0.85% | 68.1% |
| Q3 2025 | 78 | $122.7M | 13.80% | 0.89% | 0.92% | 69.1% |
| Q2 2025 | 79 | $123.1M | 13.53% | 0.67% | 0.92% | 70.2% |
| Q1 2025 | 79 | $122.8M | 13.31% | 0.57% | 0.85% | 71.1% |
| Q4 2024 | 86 | $121.5M | 13.24% | 0.70% | 3.09% | 74.6% |
| Q3 2024 | 89 | $119.8M | 13.26% | 0.38% | 3.94% | 75.5% |
| Q2 2024 | 88 | $120.8M | 12.97% | 0.40% | 5.50% | 76.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Illinois Educators Credit UnionCredit union Springfield, IL | 59 out of 100, Moderate | $120.3M | 10.6% | 0.87% | vs |
| Landmark Credit UnionCredit union Danville, IL | 66 out of 100, Moderate | $119.1M | 9.9% | 0.50% | vs |
| A.A.E.C. Credit UnionCredit union Arlington Heigh, IL | 84 out of 100, Strong | $118.9M | 13.0% | 0.02% | vs |
| Illinois State Police Federal Credit UnionCredit union Springfield, IL | 76 out of 100, Strong | $126.9M | 10.3% | 0.01% | vs |
| Commonwealth Credit UnionCredit union Bourbonnais, IL | 83 out of 100, Strong | $128.1M | 13.2% | 0.43% | vs |
| Gas and Electric Credit UnionCredit union Rock Island, IL | 72 out of 100, Strong | $132.1M | 10.3% | 0.38% | vs |
Deposit insurance
Is my money safe at Central Credit Union of Illinois?
Yes. Central Credit Union of Illinois is a federally insured credit union (NCUA charter #60852). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.8% of shares and deposits ($2.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.28%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Central Credit Union of Illinois lists 2 offices in 2 cities. Most locations:
- Bellwood, IL (1)
- Orland Park, IL (1)
HMDA 2025
Mortgage lending
In 2025, Central Credit Union of Illinois reported 60 home-loan applications under HMDA (LEI 2549009PABKV8ZBDH619): 39 originated ($2,615,000 total), 13 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 25.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Central Credit Union of Illinois
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60852
- RSSD ID
- 322092
- Primary regulator
- State + NCUA
- Established
- 1936
- Headquarters
- 1001 Mannheim Rd, Bellwood, IL 60104
- Employees
- 28
Quick answers
Central Credit Union of Illinois: common questions
Is Central Credit Union of Illinois NCUA insured?
Yes. Central Credit Union of Illinois is a federally insured credit union (NCUA charter #60852). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Central Credit Union of Illinois's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Central Credit Union of Illinois have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Bellwood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |