Side-by-side · Q2 2026 data
Central Credit Union of Illinois vs Gas and Electric Credit Union
Metric by metric
| Measure | Central Credit Union of Illinois | Gas and Electric Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 93 (stronger) | 53 |
| Loan quality | 60 | 87 (stronger) |
| Earnings | 45 | 60 (stronger) |
| Funding & liquidity | 92 (stronger) | 86 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 66th | 57th |
| Total assets | $122.7M | $132.1M |
| Deposits / shares | $103.3M | $117.7M |
| Capital ratio | 14.28% (stronger) | 10.32% |
| Problem loans | 1.19% | 0.38% (stronger) |
| Net charge-offs | 0.54% | 0.20% (stronger) |
| Return on assets | 0.63% | 1.00% (stronger) |
| Loans ÷ deposits | 67.8% (stronger) | 74.3% |
| Uninsured deposits | 2.8% (stronger) | 6.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | 0.0% |
Central Credit Union of Illinois has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Central Credit Union of Illinois leads on 4 and Gas and Electric Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.