Side-by-side · Q2 2026 data
Central Credit Union of Illinois vs Illinois Educators Credit Union
Credit union
Illinois Educators Credit Union
Springfield, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Central Credit Union of Illinois | Illinois Educators Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 59 |
| Capital cushion | 93 (stronger) | 56 |
| Loan quality | 60 | 71 (stronger) |
| Earnings | 45 (stronger) | 26 |
| Funding & liquidity | 92 (stronger) | 69 |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 66th | 19th |
| Total assets | $122.7M | $120.3M |
| Deposits / shares | $103.3M | $102.2M |
| Capital ratio | 14.28% (stronger) | 10.59% |
| Problem loans | 1.19% | 0.87% (stronger) |
| Net charge-offs | 0.54% (stronger) | 1.60% |
| Return on assets | 0.63% (stronger) | 0.16% |
| Loans ÷ deposits | 67.8% (stronger) | 91.2% |
| Uninsured deposits | 2.8% | 2.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | — |
Central Credit Union of Illinois has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Central Credit Union of Illinois leads on 5 and Illinois Educators Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.