Side-by-side · Q2 2026 data
Central Credit Union of Illinois vs Members "first" Community Credit Union
Credit union
Members "first" Community Credit Union
Quincy, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Central Credit Union of Illinois | Members "first" Community Credit Union |
|---|---|---|
| TellerScore | 75 | 92 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 60 | 99 (stronger) |
| Earnings | 45 | 89 (stronger) |
| Funding & liquidity | 92 (stronger) | 64 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 66th | 97th |
| Total assets | $122.7M | $111.6M |
| Deposits / shares | $103.3M | $82.4M |
| Capital ratio | 14.28% | 25.42% (stronger) |
| Problem loans | 1.19% | 0.03% (stronger) |
| Net charge-offs | 0.54% | 0.47% (stronger) |
| Return on assets | 0.63% | 1.74% (stronger) |
| Loans ÷ deposits | 67.8% (stronger) | 95.8% |
| Uninsured deposits | 2.8% | 1.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | — |
Members "first" Community Credit Union has the higher TellerScore (92 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Central Credit Union of Illinois leads on 1 and Members "first" Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.