Side-by-side · Q2 2026 data
Central Illinois Credit Union vs Chicago Post Office Employees Credit Union
Credit union
Chicago Post Office Employees Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Central Illinois Credit Union | Chicago Post Office Employees Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 63 |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 38 (stronger) | 12 |
| Earnings | 70 (stronger) | 29 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 38th | 26th |
| Total assets | $26.1M | $27.9M |
| Deposits / shares | $22.8M | $21.4M |
| Capital ratio | 12.26% | 22.22% (stronger) |
| Problem loans | 1.85% (stronger) | 2.65% |
| Net charge-offs | 2.37% (stronger) | 3.21% |
| Return on assets | 1.25% (stronger) | 0.23% |
| Loans ÷ deposits | 49.5% (stronger) | 54.6% |
| Uninsured deposits | 2.6% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Illinois Credit Union has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Central Illinois Credit Union leads on 5 and Chicago Post Office Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.