Chicago Post Office Employees Credit Union (NCUA charter #95826) is based in Chicago, Illinois. Its Q2 2026 call report shows $27.9M in total assets and $21.4M in member shares and deposits and 3 offices.
Based on its Q2 2026 filing, Chicago Post Office Employees Credit Union scores 63/100, which we describe as moderate. That is higher than only 26% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 146th. Its strongest component is capital cushion (100/100; 22.22%), and its lowest is loan quality (12/100; 2.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (57 → 63), mostly because the loan quality component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 63 |
| Q4 2024 | 62 |
| Q1 2025 | 59 |
| Q2 2025 | 57 |
| Q3 2025 | 59 |
| Q4 2025 | 60 |
| Q1 2026 | 63 |
| Q2 2026 | 63 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.55% |
| Q3 2024 | 21.21% |
| Q4 2024 | 22.39% |
| Q1 2025 | 21.72% |
| Q2 2025 | 22.19% |
| Q3 2025 | 21.62% |
| Q4 2025 | 21.93% |
| Q1 2026 | 22.27% |
| Q2 2026 | 22.22% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 4.58% |
| Q3 2024 | 3.12% |
| Q4 2024 | 3.26% |
| Q1 2025 | 3.67% |
| Q2 2025 | 3.52% |
| Q3 2025 | 3.12% |
| Q4 2025 | 2.95% |
| Q1 2026 | 2.45% |
| Q2 2026 | 2.65% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.48% |
| Q3 2024 | 0.69% |
| Q4 2024 | 0.68% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.03% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.18% |
| Q1 2026 | 0.10% |
| Q2 2026 | 0.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $27.9M | 22.22% | 2.65% | 0.23% | 54.6% |
| Q1 2026 | 63 | $27.7M | 22.27% | 2.45% | 0.10% | 57.1% |
| Q4 2025 | 60 | $28.1M | 21.93% | 2.95% | 0.18% | 58.9% |
| Q3 2025 | 59 | $28.5M | 21.62% | 3.12% | 0.13% | 60.4% |
| Q2 2025 | 57 | $28.4M | 22.19% | 3.52% | 0.03% | 61.8% |
| Q1 2025 | 59 | $29.1M | 21.72% | 3.67% | 0.24% | 60.6% |
| Q4 2024 | 62 | $28.1M | 22.39% | 3.26% | 0.68% | 65.8% |
| Q3 2024 | 63 | $28.6M | 21.21% | 3.12% | 0.69% | 63.0% |
| Q2 2024 | 61 | $29.8M | 21.55% | 4.58% | 0.48% | 62.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Plus Federal Credit UnionCredit union Rantoul, IL | 90 out of 100, Very strong | $28.1M | 18.4% | 0.51% | vs |
| 2 Rivers Area Credit UnionCredit union Kankakee, IL | 66 out of 100, Moderate | $27.7M | 10.7% | 0.78% | vs |
| Elite Community Credit UnionCredit union Bourbonnais, IL | 63 out of 100, Moderate | $26.5M | 8.8% | 0.58% | vs |
| Kaskaskia Valley Community Credit UnionCredit union Centralia, IL | 49 out of 100, Below average | $29.4M | 7.9% | 1.13% | vs |
| Aurora Policemen Credit UnionCredit union Aurora, IL | 95 out of 100, Very strong | $26.3M | 15.3% | 0.00% | vs |
| River to River Credit UnionCredit union Vienna, IL | 97 out of 100, Very strong | $29.7M | 14.7% | 0.23% | vs |
Deposit insurance
Is my money safe at Chicago Post Office Employees Credit Union?
Chicago Post Office Employees Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 22.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Chicago Post Office Employees Credit Union lists 3 offices in 1 city. Most locations:
- Chicago, IL (3)
Identity & history
Profile
- Legal name
- Chicago Post Office Employees Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 95826
- RSSD ID
- 69098
- Primary regulator
- State + NCUA
- Established
- 1928
- Headquarters
- 10027 S Western Ave, Chicago, IL 60643
- Employees
- 11
Quick answers
Chicago Post Office Employees Credit Union: common questions
Is Chicago Post Office Employees Credit Union NCUA insured?
Chicago Post Office Employees Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Chicago Post Office Employees Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Chicago Post Office Employees Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| Trinity U.C.C. Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $4.2M | 16.5% | 0.00% | vs |