Side-by-side · Q2 2026 data
Central Jersey Police & Fire Federal Credit Union vs Credit Union of New Jersey, a
Credit union
Central Jersey Police & Fire Federal Credit Union
Hamilton, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Central Jersey Police & Fire Federal Credit Union | Credit Union of New Jersey, a |
|---|---|---|
| TellerScore | 91 (stronger) | 72 |
| Capital cushion | 94 (stronger) | 56 |
| Loan quality | 84 (stronger) | 69 |
| Earnings | 93 | 94 (stronger) |
| Funding & liquidity | 93 (stronger) | 71 |
| Problem-loan coverage | 96 (stronger) | 85 |
| Peer percentile | 90th | 57th |
| Total assets | $52.3M | $512.8M |
| Deposits / shares | $44.6M | $441.4M |
| Capital ratio | 14.40% (stronger) | 10.60% |
| Problem loans | 0.48% (stronger) | 0.93% |
| Net charge-offs | -0.19% (stronger) | 0.71% |
| Return on assets | 1.84% | 1.84% (stronger) |
| Loans ÷ deposits | 67.6% (stronger) | 89.7% |
| Uninsured deposits | 11.4% | 4.1% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Jersey Police & Fire Federal Credit Union has the higher TellerScore (91 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Central Jersey Police & Fire Federal Credit Union leads on 5 and Credit Union of New Jersey, a on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.