TellerScore

Credit Union of New Jersey, a (NCUA charter #24927) is based in Ewing, New Jersey. Its Q2 2026 call report shows $512.8M in total assets and $441.4M in member shares and deposits and 5 offices across 2 states.

Based on its Q2 2026 filing, Credit Union of New Jersey, a scores 72/100, which we describe as strong. That is higher than 57% of 1,341 credit unions with $100 million – $1 billion. Among 126 credit unions headquartered in New Jersey, it ranks 45th. Its strongest component is earnings (94/100; 1.84%), and its lowest is capital cushion (56/100; 10.60%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.60%
Loan quality69/100
Loans 60+ days delinquent ÷ total loans: 0.93%
Earnings94/100
Return on assets (annualized): 1.84%
Funding & liquidity71/100
Loans ÷ shares: 89.7% · 4.1% uninsured
Problem-loan coverage85/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (61 → 72), mostly because the earnings component improved by 42 points.

TellerScore
566574Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202458
Q4 202456
Q1 202562
Q2 202561
Q3 202562
Q4 202560
Q1 202674
Q2 202672
Net worth ratio
7.00%8.88%10.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.94%
Q3 20249.83%
Q4 20249.75%
Q1 20259.74%
Q2 20259.80%
Q3 20259.99%
Q4 20259.94%
Q1 202610.76%
Q2 202610.60%
Delinquent loans (60+ days)
0.74%0.85%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.74%
Q3 20240.74%
Q4 20240.94%
Q1 20250.78%
Q2 20250.89%
Q3 20250.87%
Q4 20250.97%
Q1 20260.95%
Q2 20260.93%
Return on assets
0.23%1.87%3.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.23%
Q3 20240.35%
Q4 20240.38%
Q1 20250.83%
Q2 20250.80%
Q3 20250.85%
Q4 20250.76%
Q1 20263.51%
Q2 20261.84%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$512.8M10.60%0.93%1.84%89.7%
Q1 202674$504.0M10.76%0.95%3.51%89.5%
Q4 202560$495.0M9.94%0.97%0.76%91.7%
Q3 202562$475.3M9.99%0.87%0.85%95.1%
Q2 202561$473.3M9.80%0.89%0.80%93.4%
Q1 202562$485.4M9.74%0.78%0.83%91.2%
Q4 202456$464.8M9.75%0.94%0.38%97.2%
Q3 202458$467.4M9.83%0.74%0.35%99.3%
Q2 202456$448.2M9.94%0.74%0.23%102.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.60%
37th
Problem loans0.93%
34th
Net charge-offs0.71%
19th
Return on assets1.84%
96th
Loans to deposits89.7%
18th
Uninsured deposits4.1%
71st
Loan-loss reserves0.00%
50th
Texas ratio7.5%
23rd

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Proponent Federal Credit UnionCredit union Nutley, NJ70 out of 100, Strong$508.8M14.5%1.22%vs
Garden Savings Federal Credit UnionCredit union Parsippany, NJ49 out of 100, Below average$495.5M8.4%1.29%vs
First Harvest Federal Credit UnionCredit union Deptford, NJ53 out of 100, Below average$484.5M8.0%0.96%vs
Picatinny Federal Credit UnionCredit union Dover, NJ65 out of 100, Moderate$459.1M9.4%0.70%vs
Financial Resources Federal Credit UnionCredit union Branchburg, NJ31 out of 100, Low$659.0M8.9%3.35%vs
First Atlantic Federal Credit UnionCredit union Eatontown, NJ86 out of 100, Very strong$332.2M13.8%0.79%vs

Deposit insurance

Is my money safe at Credit Union of New Jersey, a?

Yes. Credit Union of New Jersey, a is a federally insured credit union (NCUA charter #24927). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($17.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.60%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Credit Union of New Jersey, a lists 5 offices in 4 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Credit Union of New Jersey, a
Type
Federal credit union
NCUA charter #
24927
RSSD ID
770095
Primary regulator
NCUA
Established
1943
Headquarters
1301 Parkway Ave, Ewing, NJ 08628
Employees
84

Quick answers

Credit Union of New Jersey, a: common questions

Is Credit Union of New Jersey, a NCUA insured?

Yes. Credit Union of New Jersey, a is a federally insured credit union (NCUA charter #24927). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Credit Union of New Jersey, a's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Credit Union of New Jersey, a have?

5 offices as of the latest NCUA data, in 2 states.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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Pinn Memorial Federal Credit UnionCredit union Philadelphia, PA91 out of 100, Very strong$276K18.1%0.00%vs
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