TellerScore

Side-by-side · Q2 2026 data

Central National Bank vs Pegasus Bank

Bank

Central National Bank

Waco, Texas · $1 billion – $10 billion

74of 100
Strong

Bank

Pegasus Bank

Dallas, Texas · $1 billion – $10 billion

77of 100
Strong

Metric by metric

MeasureCentral National BankPegasus Bank
TellerScore7477 (stronger)
Capital cushion4964 (stronger)
Loan quality96100 (stronger)
Earnings100 (stronger)84
Funding & liquidity3839 (stronger)
Problem-loan coverage98100 (stronger)
Peer percentile74th83rd
Total assets$1.5B$1.5B
Deposits / shares$1.3B$1.3B
Capital ratio9.94%11.41% (stronger)
Problem loans0.11%0.00% (stronger)
Net charge-offs0.03%0.00% (stronger)
Return on assets2.01% (stronger)1.60%
Loans ÷ deposits91.0%71.7% (stronger)
Uninsured deposits43.6% (stronger)69.4%
Offices53
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.0%0.0%

Pegasus Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Central National Bank leads on 2 and Pegasus Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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