TellerScore

Headquartered in Dallas, Texas, Pegasus Bank is a state-chartered bank (fed member) with $1.5B in total assets and $1.3B in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 2007.

Based on its Q2 2026 filing, Pegasus Bank scores 77/100, which we describe as strong. That is higher than 83% of 897 banks with $1 billion – $10 billion. Among 349 banks headquartered in Texas, it ranks 126th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (39/100; 72% loans-to-deposits, 69% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Tier 1 leverage ratio: 11.41%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings84/100
Return on assets (annualized): 1.60%
Funding & liquidity39/100
Loans ÷ deposits and uninsured-deposit share: 71.7% · 69.4% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 77).

TellerScore
717477Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202471
Q3 202473
Q4 202473
Q1 202577
Q2 202576
Q3 202576
Q4 202574
Q1 202676
Q2 202677
Tier 1 leverage ratio
5.00%8.20%11.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.59%
Q3 202410.55%
Q4 202410.75%
Q1 202511.11%
Q2 202510.78%
Q3 202510.68%
Q4 202510.23%
Q1 202611.27%
Q2 202611.41%
Noncurrent loans
0.00%0.01%0.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.01%
Q3 20240.01%
Q4 20240.01%
Q1 20250.01%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.17%1.41%1.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.17%
Q3 20241.33%
Q4 20241.42%
Q1 20251.62%
Q2 20251.65%
Q3 20251.64%
Q4 20251.62%
Q1 20261.49%
Q2 20261.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$1.5B11.41%0.00%1.60%71.7%
Q1 202676$1.5B11.27%0.00%1.49%71.7%
Q4 202574$1.5B10.23%0.00%1.62%68.9%
Q3 202576$1.5B10.68%0.00%1.64%67.4%
Q2 202576$1.4B10.78%0.00%1.65%69.3%
Q1 202577$1.4B11.11%0.01%1.62%67.8%
Q4 202473$1.3B10.75%0.01%1.42%72.9%
Q3 202473$1.4B10.55%0.01%1.33%66.4%
Q2 202471$1.3B10.59%0.01%1.17%70.8%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.41%
68th
Total risk-based capital17.51%
85th
Problem loans0.00%
98th
Net charge-offs0.00%
82nd
Return on assets1.60%
74th
Net interest margin3.61%
44th
Efficiency ratio42.8%
90th
Loans to deposits71.7%
81st
Uninsured deposits69.4%
2nd
Loan-loss reserves1.22%
62nd
Texas ratio0.0%
98th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Central National BankBank Waco, TX74 out of 100, Strong$1.5B9.9%0.11%vs
Rio BankBank Mcallen, TX66 out of 100, Moderate$1.4B10.0%0.53%vs
Central BankBank Houston, TX70 out of 100, Strong$1.4B10.1%0.54%vs
Southwestern National BankBank Houston, TX73 out of 100, Strong$1.4B12.4%0.42%vs
Alliance BankBank Sulphur Springs, TX68 out of 100, Moderate$1.4B10.4%0.55%vs
Wallis BankBank Wallis, TX58 out of 100, Moderate$1.4B10.1%1.43%vs

Deposit insurance

Is my money safe at Pegasus Bank?

Yes. Pegasus Bank is an FDIC-insured institution (FDIC certificate #58483). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 69.4% of deposits ($882.5M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.41%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.51% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Pegasus Bank lists 3 offices in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Pegasus Bank reported 19 home-loan applications under HMDA (LEI 549300ZWYC0QUOFP0Q79): 19 originated ($22,565,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Pegasus Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
58483
RSSD ID
3465392
Primary regulator
FED
Holding company
Bancfirst Corp
Established
January 24, 2007
Headquarters
4515 W Mockingbird Ln, Dallas, TX 75209
Employees
77

Quick answers

Pegasus Bank: common questions

Is Pegasus Bank FDIC insured?

Yes. Pegasus Bank is an FDIC-insured institution (FDIC certificate #58483). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Pegasus Bank's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Pegasus Bank ever failed?

There is no failure record for FDIC certificate #58483 in the FDIC failed bank list.

How many branches does Pegasus Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Dallas

InstitutionScoreAssetsCapitalProblem loansCompare
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Lakeside BankBank Rockwall, TX92 out of 100, Very strong$389.2M14.4%0.00%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs
Metro Medical Credit UnionCredit union Dallas, TX91 out of 100, Very strong$82.7M17.9%0.66%vs
The State Credit UnionCredit union Charleston, WV90 out of 100, Very strong$95.3M19.1%0.25%vs
Safe 1 Credit UnionCredit union Bakersfield, CA90 out of 100, Very strong$1.2B16.0%0.37%vs